How many 3Rivers branches are there?

3Rivers Federal Credit Union operates about 25 branches across Indiana and Ohio, with its headquarters in Fort Wayne, Indiana.

Can I use other credit union branches with 3Rivers?

Yes. Through the CO-OP shared-branch and ATM network, 3Rivers members can conduct many transactions at thousands of participating credit unions and surcharge-free ATMs nationwide.

Where is the 3Rivers headquarters?

The 3Rivers Federal Credit Union main office is in Fort Wayne, Indiana, the credit union home since it was founded in 1936.

Does 3Rivers have drive-thru and ATM access?

Most 3Rivers branches offer drive-thru lanes and on-site ATMs; 24/7 cash access is available at 3Rivers ATMs and across the shared surcharge-free network.

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3Rivers Locations — Branches & ATMs

3Rivers Locations span roughly 25 branches and ATMs across Indiana and Ohio, anchored by the Fort Wayne headquarters. This independent member guide maps where to find 3Rivers Federal Credit Union offices, drive-thru lanes, ATMs and the shared-branch network — it is not the official site. Three Rivers Federal Credit Union has served the region since 1936 and today reaches more than 136,000 members.

Whether you bank in person, at the drive-thru or through a shared branch on the road, this page explains how 3Rivers coverage works. For account questions you can also reach the 3Rivers contact page, review membership eligibility, or set up online banking to handle most tasks without a trip to a branch.

As a member-owned cooperative rather than a national bank, 3 Rivers keeps its physical footprint focused on the communities it was chartered to serve. That regional concentration means branches, staff and lending decisions stay close to members, while the shared-branch network fills the gaps whenever you travel outside Indiana and Ohio. The result is local service backed by nationwide access.

3Rivers service areas across Indiana and Ohio

3Rivers Federal Credit Union concentrates its branches in northeast Indiana and northwest Ohio. The cards below highlight representative service areas — always confirm exact street addresses and lobby hours on the official 3Rivers website before visiting.

Fort Wayne (HQ)

The Three Rivers Federal Credit Union headquarters and several member branches, drive-thru lanes and ATMs across the Fort Wayne metro in Allen County, Indiana.

Auburn & DeKalb County

3Rivers serves the Auburn area north of Fort Wayne with branch access, ATMs and lending support for members in DeKalb County.

Decatur & Adams County

Members south of Fort Wayne in Decatur and Adams County reach 3Rivers through neighborhood branches and drive-thru service.

Northeast Indiana towns

Communities such as New Haven, Huntington and surrounding counties fall inside the 3Rivers Indiana branch and ATM footprint.

Ohio border communities

3Rivers extends into northwest Ohio, giving members near the state line branch and ATM access without crossing back into Indiana.

Shared-branch network

Beyond its own 25 branches, 3Rivers participates in the CO-OP shared network so members can transact at thousands of credit unions nationwide.

Branch counts and specific addresses can change as 3Rivers opens, relocates or refreshes offices, so treat this map as a starting point. The official 3Rivers branch locator is the authoritative source for current addresses, phone numbers and real-time lobby hours. If a location near you has moved, the nearest shared branch or a quick call to member support can usually cover the same transactions.

3Rivers branches, ATMs and the shared network

Branches

IN & OH

Two states served

1936

Serving since

136,000+

Members

According to the National Credit Union Administration, member deposits at federally insured credit unions are protected up to applicable limits; 3Rivers reports roughly $2.8 billion in assets. You can verify a credit union charter and insurance status through the official NCUA research tools.

Hours, drive-thru and ATM access

What to expect at a 3Rivers branch

Lobby and drive-thru hours vary by location, but most 3Rivers offices follow a similar weekday pattern with extended Friday hours and limited Saturday service at select branches.

Lobby hours: typically Monday to Friday, with many branches opening around 9:00 a.m. Confirm your specific branch on the official site.
Drive-thru lanes: most 3Rivers locations offer drive-thru service that often opens earlier and closes later than the lobby.
ATMs: on-site 3Rivers ATMs plus surcharge-free access across the shared network give members 24/7 cash and deposit options.
Holidays: branches follow the federal holiday schedule; online and mobile banking stay available when branches are closed.
Appointments: for loans or new accounts, booking ahead through the official 3Rivers site can shorten your visit.

Prefer to skip the trip? Most everyday tasks — transfers, mobile deposit, card controls and bill pay — are handled in 3Rivers online banking. You will need the 3Rivers routing number 274973222 for direct deposit and ACH setup, and you can learn more about the cooperative on the about 3Rivers page.

3Rivers Locations — FAQ

How many 3Rivers branches are there?: Around 25 branches across Indiana and Ohio, plus the Fort Wayne headquarters. See contact details for the main office.
Can I use other credit unions?: Yes — the CO-OP shared-branch network lets 3Rivers members transact at thousands of participating credit unions nationwide.
Where is the headquarters?: The Three Rivers Federal Credit Union main office is in Fort Wayne, Indiana, its home since 1936.
Is there 24/7 ATM access?: Yes. 3Rivers ATMs and the surcharge-free shared network offer around-the-clock cash and deposit access.

Ready to bank with 3Rivers? Review how to become a member or return to the 3Rivers reference home.