Member notice: 3Rivers will never call, text or email asking for your online-banking passcode or password. Stay safe when you sign in.
Routing 274973222

Contact 3Rivers Federal Credit Union

Contact 3Rivers Federal Credit Union by phone at 1-800-825-3641 for member support, card help and account questions. This independent member guide lists the official 3Rivers contact channels, hours, routing number and mailing address — it is not the official site, and all sign-in happens on the official 3Rivers website. Three Rivers Federal Credit Union is based in Fort Wayne, Indiana, and has served members since 1936.

Use the details below to reach the right team quickly, then complete any sign-in or account changes on the official website. You can also review branch and ATM locations, get help with online banking, or check membership eligibility.

Because 3 Rivers is a member-owned cooperative, its support team focuses on member accounts rather than sales scripts. Choosing the right channel saves time: the phone line is best for anything urgent or account-specific, secure messaging suits non-urgent questions with a paper trail, and a branch visit makes sense for notarized documents, cash needs or a sit-down loan conversation. Whichever you pick, verify you are on the genuine 3Rivers website or dialing the number printed on your card before sharing any personal information.

Ways to reach 3Rivers

Member support phone

Call 1-800-825-3641 for balances, transfers, loan questions and general 3Rivers account help.

Secure message & email

Send account-specific questions through secure messaging inside official 3Rivers online banking, not by regular email.

Visit a branch

Meet a team member in person across Indiana and Ohio. See 3Rivers branches and ATMs for hours.

3Rivers contact details at a glance

1-800-825-3641
Member support
274973222
Routing number
Fort Wayne, IN
Headquarters
NCUA
Federally insured

The 3Rivers routing number 274973222 is used for direct deposit, ACH and wire transfers; the full explanation lives on the routing number page. 3Rivers deposits are federally insured — according to the National Credit Union Administration, coverage applies up to the standard limits. You can verify any credit union charter through the official NCUA site. 3Rivers reports roughly $2.8 billion in assets and serves more than 136,000 members.

Support hours, mailing address and card help

  • Member support hours: phone assistance is available on weekdays, with limited Saturday hours; automated banking runs 24/7.
  • Mailing / HQ: Three Rivers Federal Credit Union, Fort Wayne, Indiana. Confirm the exact street and P.O. box on the official site before mailing.
  • Lost or stolen card: call 1-800-825-3641 right away and freeze the card in online banking to block new charges.
  • Fraud & suspicious activity: report unexpected texts, calls or charges to 3Rivers immediately using the number on the back of your card.

Sign in safely

Always start account access from the official 3Rivers site. This guide links you there and never shows a password field.

Visit the official 3Rivers site ›

3Rivers login help ›

Member Awareness: 3Rivers Federal Credit Union will never call, text or email you asking for your online-banking passcode, password, one-time code, PIN or full account number. If a message pressures you to share those, it is a scam — hang up and call 1-800-825-3641 using the number you already trust.

Scammers often impersonate credit unions with caller-ID spoofing and lookalike text messages, so a healthy habit is to end any unexpected contact and reconnect through a channel you chose yourself. If you ever gave information to a suspicious caller, change your password from a trusted device, freeze affected cards, and let member support know so the account can be watched. Reporting quickly limits losses and helps 3Rivers protect other members from the same scheme.

Contact 3Rivers — FAQ

What is the 3Rivers phone number?
Member support is 1-800-825-3641, for accounts, loans and lost or stolen card reporting.
What is the routing number?
274973222 — for direct deposit, ACH and wires. Details on the routing number page.
Where is 3Rivers located?
Headquartered in Fort Wayne, Indiana, serving Indiana and Ohio. See locations.
How do I report fraud?
Call the number on your card at once and review recent activity in online banking.

Keep the 3Rivers member support number, 1-800-825-3641, saved in your phone so you can act fast on a lost card or a suspicious message. For everyday needs, the mobile app and online banking cover transfers, deposits, statements and card controls without a call. When you do need a person, the support team can walk you through account changes, dispute a charge, or confirm whether a message that claims to be from the credit union is genuine before you respond. If you are traveling, note that the same phone line and shared-branch network let you handle most needs from outside Indiana and Ohio, so a trip away from home does not have to interrupt your banking.

Learn more on the about 3Rivers page, review membership, or return to the 3Rivers reference home.

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Independent editorial reference for 3Rivers Federal Credit Union. This site is not operated by, sponsored by, or endorsed by 3Rivers. All account sign-in and applications are completed on the official site, www.3riversfcu.org. Federally insured by NCUA. Equal Housing Opportunity. © 2026 Editorial.